This is what most people say and believe. And to be honest, those people are almost correct. Is it really, really difficult to graduate without debt? Absolutely!But is it impossible? Of course not!

I’ve met countless students who graduated debt free. They were no different than you. They weren’t valedictorian. They may not have been student body president. They didn’t have someone to just write a fat check to the college.

They busted their butts to avoid loans and earn a debt free degree.

They didn’t just get one massive scholarship. They didn’t have to work 80 hours a week while going to school. They didn’t know some secret you didn’t.

So what did they do?

They made a plan. And their plan wasn’t based off one source of financial aid.

They earned scholarships. They worked a part-time job. They went to a lower cost school. They took classes at community college and transferred them. They lived at home to save money. They took AP classes and CLEP tests.

It wasn’t one thing they did. It was a collection of actions and hard work that earned them that debt free degree.

Finding scholarships can sometimes feel like a game of find-the-needle-in-the-haystack. Except there are thousands of other people looking for the needle as well. And there’s more than one haystack.It can definitely be discouraging. Part of you may feel like there’s hardly any scholarships you qualify for and part of you may feel like there’s way too many scholarships to know where to begin.

Earning scholarships can be a bit of a numbers game. Simple math tells us that the more you apply for, the greater your chance are to earn some.

But in addition to finding sources of scholarships (which we’ll teach you), there are steps you can take to make your application stand out from the crowd.

We’ll help you develop a strategy and game plan to know where to look and know how to improve your application to increase your chances of earning scholarship money.

You’re absolutely correct. It’s a lot easier to sign your name to some piece of paper that then gives you the funds to pay for college.

But the problem is that doesn’t release you from the financial responsibility. Either now or later, colleges will get your money!

And if you delay the inevitable, you’ll end up paying more for it down the road.

Creating a game plan to pay for college now is really hard work. It’s not easy at all. I don’t want to mislead you to think that in anyway.

That’s why most students just take the path of least resistance and accept loans.

But it is possible to earn a debt free degree and avoid the pain of student loan debt.

That would be nice if you knew that was guaranteed. But you don’t.

None of us have any idea what the job market or economy will be like years from now when you graduate and start looking for a career.

Let’s say you took out a sizable amount of student loans banking on landing a high-paying job at graduation. But what do you do if you graduate with all that debt and the high-paying job was no longer available?

You can control how you pay for college today. You aren’t guaranteed anything in the job market tomorrow.